Australian private credit is accelerating, and staying reactive is no longer enough — readiness is becoming the new advantage.
Terms.com.au unifies due diligence, borrower management, loan offers and drawdowns into one place, helping teams move faster with greater clarity and control.
Built for private credit teams.
Automate due diligence
All documents. One platform.
Track DD checklists from pre-DD to completion, with outstanding, received and pending items centralised for private credit workflows inside Terms.com.au.
A seamless transition
From Term Sheet to LOO.
Generate ready-to-send Letters of Offer from existing deal data, using custom templates with version tracking through execution and every regeneration.
Your terms, your funding.
Pre-drawdown workflow.
Manage executed offer-to-drawdown workflows, with conditions precedent, documents and approvals visible in one place for faster funding timelines.
Integrated AML/KYC
Compliance combined with DD.
Complete AML/KYC checks for key persons, with sanctioned alerts, flags, audit trails and records centralised securely within the platform.
We bring documents, tasks, reviews and decisions into one place
Complete clarity & control.
Keep everything organised, visible and easy to manage
Juggling multiple tools across one deal costs you accuracy, time and decreases your funding ability. Terms.com.au is one system built to fix that.
Improve deal execution accuracy and reliability by reducing the risk of missing documents, incorrect data, and incomplete compliance requirements.
Smarter decisions, faster.
Unified deal data, documents and workflows.
Real-time visibility into deal readiness assessement.
Seamless Workflow
Turn your Term Sheet into a DD checklist to track progress, documents and notes in one place.
Assess the readiness of your deal and generate your Letter of Offer with versioning and audits.
Not a CRM
CRMs track relationships; Terms.com.au tracks deal workflows, documents and obligations.
Not generic AI
Terms.com.au remembers deals, audit trails, workflows and private credit context.
Not manual
Automated DD replaces spreadsheets, saving time, cost and competitive capacity.
Every deal starts with the right terms.com.au
Australian private credit is accelerating, and staying reactive is no longer enough — readiness is becoming the new advantage.
We already use a CRM, SharePoint, Excel and other platforms. Why do we need this?
No platform was built for due diligence tracking, generating a Letter of Offer, or tracking drawdown workflow. Terms.com.au was.
Can borrowers use Terms.com.au too, or is it just for lenders?
Both. Borrowers track what lenders require of them, in the same system lenders use to track DD.
How is this different from ChatGPT or Claude?
General AI tools don’t retain deal context, don’t provide audit trails and are not built around private credit workflows. Terms.com.au is a system of record, providing one source of truth for your operational process throughout DD.
Who is Terms.com.au built for?
Private credit fund managers, CRE developers, family offices and structured credit investors managing direct lending. Terms.com.au supports your team with enterprise-grade document analysis, specific to your in-house requirements.